Who Funds Fintech Startups?

Discover 106 funding sources for Fintech startups: VC funds, accelerators, and free resources.

Data sourced from SEC EDGAR filings and Grants.govCompiled by Free Startup Funding Database

Access 89 VC funds, 11 accelerators, and 6 free programs. Average check size: $0.0M.

Fintech Funding Landscape

Market Overview

The fintech sector has 106 active funding sources globally, with funding trends showing Data from SEC filings and verified sources.

Competition level is High, making it moderately competitive with good opportunities for quality startups in this space.

Success Factors

Strong technical team with domain expertise
Clear market validation and traction metrics
Defensible technology or business model
Large addressable market opportunity
Experienced advisors and mentors

Funding Strategy

Recommended Approach

  • Start with free resources to minimize operational costs
  • Apply to industry-specific accelerators for mentorship
  • Build relationships with VCs before you need funding
  • Focus on funds with relevant portfolio companies

Timing Considerations

  • Allow 3-6 months for fundraising process
  • Accelerator applications have seasonal deadlines
  • VC funding often correlates with market cycles
  • Free programs can be accessed year-round

VC Funds Investing in Fintech

Showing 89 of 89 funds

8VC DSS A, L.P.

AUSTIN, TX

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

8VC Entrepreneurs Fund V, L.P.

AUSTIN, TX

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

8VC Entrepreneurs Fund VI, L.P.

AUSTIN, TX

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Ahoy Capital Explorer II LP

PALO ALTO, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

AiiM Partners II, LP

PALO ALTO, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, fintech, consumer

ALLEGISCYBER CAPITAL SPECIAL OPPORTUNITIES DRAGOS

PALO ALTO, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Alpasky Invenia I LP

SOUTH SAN FRANCISCO, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Alpha Edison III-A, L.P.

LOS ANGELES, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, fintech

Altos Hybrid 6, L.P.

BURLINGAME, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Amplify Partners VI, L.P.

MENLO PARK, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Andreessen Horowitz LSV Fund IV, L.P.

MENLO PARK, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

BACKGROUND CAPITAL FUND IV, L.P.

MADISON, WI

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Balderton Capital IX, S.L.P.

MUNSBACH, N4

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, fintech

Berkeley Catalyst Fund II LP

CUPERTINO, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

CAMBIUM CAPITAL CYPRESS LP

FULTON, MD

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Capital Factory Alpha Associates LLC - Series II

NEW YORK, NY

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Contrary Capital IV-A, L.P.

SAN FRANCISCO, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Crystal Towers Capital II, L.P.

MOUNTAIN VIEW, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

CURIOSITY GROUP OPPORTUNITY ONE, LP

MENLO PARK, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

DBL Partners YBJ 2024, L.P.

SAN FRANCISCO, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Enduring Love LLC Healthy EFG

SAN FRANCISCO, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Ensemble VC II, LP

Austin, TX

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Family Generation I, L.P.

MIAMI, FL

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Ferocity Capital II LP

ALAMEDA, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Fifty Years Deep, LP

SAN FRANCISCO, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

First Analysis Fund XIV (Cayman), L.P.

CHICAGO, IL

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

First Analysis Fund XIV-A, L.P.

CHICAGO, IL

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

First Bight Fund I, LP

HOUSTON, TX

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

First Check Ventures LatAm Fund I, LP

SAN JUAN, PR

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Firsthand Ventures Fund I QP, LP

NEW YORK, NY

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Flybridge 2019 Leaders, L.P.

NEW YORK, NY

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Foundry 2022, L.P.

BOULDER, CO

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Friends & Family Capital III, L.P.

MENLO PARK, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Gatsby Rocket X, LP

Austin, TX

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Glynn Partners VI, L.P.

SAN FRANCISCO, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

GREYLOCK 17 LIMITED PARTNERSHIP

BURLINGTON, MA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, fintech, consumer

GREYLOCK 17 PRINCIPALS LP

BURLINGTON, MA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, fintech, consumer

GREYLOCK 17-A LIMITED PARTNERSHIP

BURLINGTON, MA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, fintech, consumer

Ground Game Venture Fund I, L.P.

INDIANAPOLIS, IN

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Hakluyt Capital I LP

LONDON, X0

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Highbury Holdings XII, LLC

SEATTLE, WA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Highbury Holdings XIV, LLC

SEATTLE, WA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Hivemind Futureplay, LLC

NEW YORK, NY

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Hyperlink Selector, L.P.

MCLEAN, VA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Hyperplane IV, LP

BOSTON, MA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Infinite Capital RadicalAI

WEST PALM BEACH, FL

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Joy Capital IV, L.P.

GRAND CAYMAN, E9

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Lattice Capital II, LP

SAN FRANCISCO, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Lattice Capital, L.P.

SEATTLE, WA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

LGF MELODIC POSSIBILITY, L.P.

WEST HOLLYWOOD, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Lobby Capital II, L.P.

PALO ALTO, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Long Ridge Equity Partners IV-B, LP

NEW YORK, NY

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Long Ridge Equity Partners IV-C, LP

NEW YORK, NY

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Long Ridge Equity Partners IV, LP

NEW YORK, NY

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Loyal VC LP

TORONTO, A6

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Maniv Mobility III, L.P.

NEW YORK, NY

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Maniv Mobility Special Opportunities, L.P. (Series 8)

NEW YORK, NY

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Matrix Partners India IV, L.P.

CORAL SPRINGS, FL

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

MAYFIELD XVII HOLDINGS A, A DELAWARE LIMITED PARTNERSHIP

MENLO PARK, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

MAYFIELD XVII, A DELAWARE LIMITED PARTNERSHIP

MENLO PARK, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Maywic Select Investments 4 L.P.

CINCINNATI, OH

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

MBX CAPITAL III, LP

CLAYMONT, DE

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Meridian Bay LLC

MIAMI BEACH, FL

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Newpath Partners III, L.P.

BOSTON, MA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, fintech, consumer

Next Legacy XII, LLC

PALO ALTO, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Nextech VII Oncology SCSp

SENNINGERBERG, N4

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Noro-Moseley Partners IX, L.P.

ATLANTA, GA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

OYSTERS 4 EIGHT LP

DUNTROON, A6

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Plymouth Growth Partners V (QP), L.P.

ANN ARBOR, MI

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

PTX INFINITY LLC

BALTIMORE, MD

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

RCIF Employee Incentive Vehicle, LLC

MCLEAN, VA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Shine Capital III, L.P.

NEW YORK, NY

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Solari Capital ABTC I, L.P.

PALM BEACH GARDENS, FL

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Stony Lonesome Capital III LP

TAMPA, FL

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

STONY LONESOME CAPITAL SPECIAL RESERVE II LP

TAMPA, FL

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Transformation Capital Partners I-DV, L.P.

BOSTON, MA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Tribe Capital Firstlook APP-01, L.P.

LAS VEGAS, NV

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Tribe Capital Firstlook CAR-12, L.P.

LAS VEGAS, NV

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Tribe Capital Firstlook KRA-07, L.P.

LAS VEGAS, NV

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Tribe Capital Firstlook KRA-08, L.P.

LAS VEGAS, NV

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Tyche Partners III, L.P.

Los Altos, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Valley Capital Partners III, L.P.

LOS GATOS, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Voyager Partners Select I, LP

SAN FRANCISCO, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Waveray Coho VC LP

MENLO PARK, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Waybury Opportunity IIQ, LP

CARPINTERIA, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Windy Oaks Opportunities, L.P.

SANTA MONICA, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Wollef III-A LP

CIUDAD DE MEXICO, O5

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, fintech, consumer

Y Combinator ES24, LLC

MOUNTAIN VIEW, CA

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Yorktown Eagle Partners LLC

NEW YORK, NY

Multiple stages stage focus

Undisclosed
Check Size

Investment Focus

Technology, healthcare, fintech

Fintech Accelerator Programs

Moderne Ventures

Multiple locations

$500K
for 6% equity

Program Focus

PropTechFinTechInsurTechConstruction Tech
Next Deadline: RollingApply Now →

500 Global

Multiple locations

$250K
for 6% equity

Program Focus

AllSaaSE CommerceAIFintech
Next Deadline: RollingApply Now →

Techstars NYC

Multiple locations

$120K
for 6% equity

Program Focus

AllFintechMediaE Commerce
Next Deadline: RollingApply Now →

Plug and Play Fintech

Multiple locations

$100K
for 6% equity

Program Focus

FintechBankingInsurancePayments
Next Deadline: RollingApply Now →

Plug and Play Tech Center

Multiple locations

$100K
for 6% equity

Program Focus

FintechInsuranceMobilityEnterpriseHealth
Next Deadline: RollingApply Now →

RGA Accelerator

Multiple locations

$100K
for 6% equity

Program Focus

InsuranceFintechHealthTechAI
Next Deadline: RollingApply Now →

FinTech Innovation Lab

Multiple locations

$0K
for 6% equity

Program Focus

FintechBankingInsurancePayments
Next Deadline: RollingApply Now →

FinTech Sandbox

Multiple locations

$0K
for 6% equity

Program Focus

FintechBankingInsurancePayments
Next Deadline: RollingApply Now →

MassChallenge

Multiple locations

$0K
for 6% equity

Program Focus

AllHealthTechAICleanTechFintech
Next Deadline: RollingApply Now →

RevTech Labs

Multiple locations

$0K
for 6% equity

Program Focus

FintechBankingInsurancePayments
Next Deadline: RollingApply Now →

TechRise (P33 / Verizon / 1871)

Multiple locations

$0K
for 6% equity

Program Focus

AllFintechAICommunity Development
Next Deadline: RollingApply Now →

Free Resources for Fintech Startups

AWS

Cloud Credits

$100K

Google Cloud

Cloud Credits

$200K

Microsoft Azure

Cloud Credits

$150K

GitHub

Developer Tools

$50K

Stripe

Payments

Waived fees

HubSpot

Marketing Growth

$30K

Funding Preparation Checklist

Before You Apply

Comprehensive pitch deck (10-12 slides)
Financial projections and unit economics
Product demo or prototype
Market research and competitive analysis
Team backgrounds and advisory board
Intellectual property documentation
Customer testimonials or letters of intent
Legal structure and cap table

Fintech-Specific Tips

Market Size: Clearly articulate the fintech market opportunity and your addressable market size.
Technical Depth: Demonstrate deep understanding of fintechchallenges and your technical solution.
Traction Metrics: Show relevant KPIs for fintech startups, such as user adoption or revenue growth.

Frequently Asked Questions

How competitive is funding for Fintech startups?

Fintech startup funding is High, with 89 active VC funds and 11 accelerator programs globally. The average check size is $0.0M, requiring strong differentiation and traction.

What do Fintech investors look for?

Fintech investors typically prioritize strong technical team with domain expertise and clear market validation and traction metrics, along with strong technical teams and clear market validation. Domain expertise in fintechis often crucial for gaining investor confidence.

Should I apply to multiple funding sources simultaneously?

Yes! Most successful Fintech startups apply to multiple funding sources. Start with free resources to reduce costs, apply to relevant accelerators for mentorship and initial funding, then approach VCs for larger rounds. Having multiple options creates leverage in negotiations.

Related Resources

Last updated: 7/8/2026 | Data aggregated from VC databases, accelerator programs, and startup resources |About our methodology